The #ShopSlowly Series (003): How To Save For $275 Elizabeth Suzann Clyde Jumpsuit

The #ShopSlowly Series (003): How To Save For $275 Elizabeth Suzann Clyde Jumpsuit

TheShopSlowlySeries (003) Elizabeth Suzann Clyde Jumpsuit $275

The Clyde Jumpsuit: $275

from Elizabeth Suzann

#ShopSlowlySeries:

INTENTIONALLY BUDGETING TIPS FOR HIGH-END ITEMS ON YOUR CONSCIOUS WISHLIST

 
 

When I say that I’ve been drooling over the Elizabeth Suzann Clyde Jumpsuit in Cotton Canvas for 2 years, I mean that my computer screen is getting a little foggy as I type this. To be honest, I kind of forgot about it until I saw a friend wearing it in the Natural (white) color and it looked so good paired with her black turtleneck. The shopping addict in me sparked like, “Girl, you should totally get it right now! It’s for your blog anyway! You’re debt will always be there.” Thankfully, I’ve practiced becoming more disciplined & consistent to reach my financial goals.

While I consider myself a huge fan of Elizabeth Suzann clothing, my reality is that most ethical fashion clothes are still expensive for me, especially since I want to get debt free, save more money, and travel a bit each year. Basically, the jumpsuit is not a necessity or priority for me, at least right now because the Lord knows I want it.

But if you are still interested in purchasing The Clyde Jumpsuit then there is a way to #ShopSlowly to avoid going broke while investing in ethical fashion (yes-even if you make minimum wage). Here are 4 ways to #ShopSlowly:

 
Photo by Elizabeth Suzann

Photo by Elizabeth Suzann

TheShopSlowlySeries (003) Elizabeth Suzann Clyde Jumpsuit $275

Meet Silvia, a millennial woman working at Starbucks in Seattle who just graduated from college and is making minimum wage, which is about $15/hour and around $31,000 before taxes. Here’s what to consider before buying the jumpsuit even if you have enough to get it right now.

Look At Your Monthly Budget + Bank Accounts

Let’s say you as a single individual make minimum wage of $15/hour, which is about $2,022 a month after taxes. If your monthly budget that includes your fixed expenses (i.e. rent, car insurance, utilities, etc.) equals $1,750 that leaves you with $272 left over. Granted, I would encourage you to not buy the jumpsuit even if you are three bucks short and could probably borrow the difference from a friend. Here’s why if you have nothing in your bank account or have to transfer money over just to buy this one thing then WAIT TO BUY IT.

Calculate If You Can Currently Afford Two

In my last #ShopSlowly series, I shared a rule of thumb by my online mentor Myleik. Her accountant told her something that still sticks with me to this day: if you can’t buy two then you can’t afford it. I often make sure to ask myself this, especially when it comes to clothes. Right now, if you don’t have $550 then you might want to reconsider if this is a necessity or a want. I know it sucks but ask yourself, if this is need this in your wardrobe? Is there a more affordable option?

TheShopSlowlySeries (003) Elizabeth Suzann Clyde Jumpsuit $275

Consistently Save A Set Amount Weekly Or Monthly

Since there is $272 left over, make sure to pay yourself (savings) first then your debts (necessities) next then save for the remainder for the jumpsuit. In this example let’s say you saved $100, split $100 into two debts payments, and now you have $72 left. Save THIS amount of $72 for the next 4 months towards the Clyde Jumpsuit.Keep in mind it’s made to order and it typically takes 3-4 weeks to ship out to you. Not delivered but just to ship. Y’all, we still have to wait either way!



After Successfully Saving See If You Actually Want It

Sometimes we want something just because someone else has it. Personally, it really got in my head that I “needed” this jumpsuit after seeing my friend wear it. Plus, if someone handed me $275 I probably would spend it on a plane ticket to see my family, paying down my credit card debt, or putting it in my savings. This is not because I’m super disciplined but it’s about having an abundance mindset. If you want it and can afford it then get it. If you can’t then save up for it then decide why you want it. It’s about remembering that it’s just a jumpsuit.


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